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One layer for cross-border USDC payments on Arc. Send USDC globally; fiat values are shown as estimates.
A real onchain transaction to any Arc address, executed from your wallet. Fiat values are live estimates.
Ethereum, BNB, Arbitrum, Optimism and Base testnets. Send real transactions from other chains to your Arc wallet.
Live FX rates and charts for 15+ fiat currencies from public market data. Estimates only, clearly labeled.
Your wallet balances across EVM testnets and Arc in one place, with live coin prices and token logos.
Every transaction lands on the Arc testnet with near-instant finality and an explorer link to verify.
Connect your EVM wallet. FlowPay reads your balances across testnets and Arc.
Send USDC to any Arc address, or fund your Arc wallet with a real transaction from another chain.
The transaction lands on the Arc testnet in about a second, with a public explorer link.
Smart-contract escrow with 3-way splits, arbiter disputes and auto-release. No custodian, no chargebacks.
Create an invoice, share the link or QR code, and get paid in USDC with realtime payment status.
Rule-based heuristics score your wallet health, flag outlier payments and recommend safer flows. Runs locally — no data leaves the browser.
FlowPay never holds your private keys. Funds sit in auditable public contracts on Arc, and every state change is an onchain event anyone can verify.
Payments move wallet-to-wallet over public RPCs. FlowPay is an interface, not a bank.
Escrows, invoices, splits and transfers emit indexed events with explorer links.
Contracts implement OpenZeppelin Ownable and Pausable emergency controls.
Fiat conversion, bank on/off-ramp and cross-chain bridging are labeled Coming Soon until they ship for real.
Arc is the settlement layer (USDC native gas). FlowPay reads balances across EVM testnets for a full portfolio picture.
Bridging assets into USDC on Arc is on the roadmap — cross-chain deposits today are manual, real, testnet transactions.
3-way split escrow with arbiter dispute resolution, refunds, auto-release and onchain history.
Issue, pay, cancel, refund and expire invoices in USDC — OpenZeppelin v5 patterns.
N-way payment splits with a claim pattern: fund once, each party claims on their own gas.
Escrow payments, invoice links with QR, real FX markets, on-device fraud scoring.
Buy USDC with local currency. FlowPay will never claim this until a bank partner ships.
Bridge native assets into USDC on Arc from major chains — architecture is ready, execution is roadmap.
Deploy everything to Arc mainnet together with the same contracts and flows.